Alchemy Pay is making Wall Street more accessible than ever. On September 16, the payments firm announced the launch of its new fiat-to-RWA investment platform, which lets users in more than 170 countries buy tokenized U.S. stocks and ETFs directly with their local currencies.
Investing in Wall Street With Just $1
Through a partnership with tokenization provider xStocks, the platform offers exposure to more than 60 major stocks and ETFs including Apple, Tesla, Coinbase, and SPY. Each tokenized asset is backed 1:1 by actual shares held with regulated custodians, ensuring that the tokens represent real ownership.
What sets this apart is the direct fiat access. Instead of converting through crypto on-ramps, investors can use Visa, Mastercard, Apple Pay, Google Pay, SEPA, and 50+ local payment methods. Fractional ownership starts at just $1, making stock investing accessible to smaller retail investors worldwide.
Execution is supported by partners such as Kraken and Backed, with real-time pricing sourced from authorized U.S. stock data providers.
A First-of-Its-Kind Offering
Alchemy Pay’s new product is the first globally available platform that fuses fiat payment rails with tokenized Wall Street assets. The company says this marks a shift from being just a fiat-crypto gateway to becoming a comprehensive digital finance hub.
Riding the RWA Wave
The timing couldn’t be better. According to Binance Research, the tokenized real-world assets (RWA) market has grown 260% in the first half of 2025, surpassing $23 billion. Big names like Robinhood and Kraken are already moving into tokenized equities, signaling growing institutional confidence.
For emerging markets, where traditional brokerage access is often limited, Alchemy Pay’s platform could prove especially valuable. By combining fractional stock ownership with easy fiat access, the company hopes to democratize global investing and cement its role in the booming RWA economy.
