MEXC has rolled out a limited-time promotion allowing users to borrow USDT and USDC at 0% interest, cutting rates from the platform’s usual 3.5%. The offer runs for one month and is aimed at traders looking to unlock liquidity without paying borrowing costs.
According to the exchange, the promotion is live from January 27 to February 27, 2026, and applies to its MEXC Loans product, which enables collateralized borrowing using major cryptocurrencies.
How the zero-interest loan works
During the promotional window, eligible users can borrow USDT or USDC at zero interest, provided they complete Primary KYC verification before the deadline. Once the campaign ends, standard borrowing rates will automatically return.
MEXC currently supports Bitcoin (BTC), Ethereum (ETH), Solana (SOL), and XRP as collateral. Borrowed funds can be used across the platform’s ecosystem, including spot trading, futures trading, and other internal investment products.
No fixed loan term, but risk still applies
Unlike traditional loans, MEXC Loans do not have a fixed repayment term. Users are responsible for managing their collateral ratios, which means positions remain exposed to market volatility. If asset prices fall sharply and collateral levels drop too low, liquidations can still occur even with a zero-interest rate.
MEXC emphasized that while the promotion removes borrowing costs, it does not eliminate trading or liquidation risk.
Expanding access to leverage
Founded in 2018, MEXC says it now serves more than 40 million users across over 170 countries. The exchange has positioned itself around competitive trading conditions, including zero-fee trading on selected pairs and frequent product promotions.
The zero-interest loan campaign arrives as exchanges compete to attract liquidity and active traders during a period of heightened market volatility and cautious investor sentiment.
