Revolut has kicked off a secondary share sale valuing the fintech at $75 billion, giving employees the chance to cash out up to 20% of their holdings. The move marks one of Europe’s largest-ever private tech transactions, underlining the company’s rapid rise on the global stage.
The sale, first reported by Reuters on Sept. 1, prices shares at $1,381 each a sharp jump from the $45 billion valuation set in last year’s secondary deal backed by Coatue, D1 Capital Partners, and Tiger Global.
Rapid Growth Fuels Investor Appetite
Revolut’s numbers are helping fuel investor demand. The company nearly doubled revenue in 2024 to $4 billion, while profits hit $1 billion for the year. With a user base topping 50 million worldwide, Revolut has become more than just a payments app its platform now spans stock trading, wealth tools, and an expanding crypto business.
Valuation Debate: Too High or Justified?
Not everyone is convinced the $75 billion price tag makes sense. Earlier this year, some investors pushed for sales at $60–65 billion, which Revolut turned down. Critics argue its private valuation has outpaced publicly listed fintech peers.
Secondary platforms like Forge Global still list Revolut shares below $1,000, suggesting a gap between market sentiment and the official tender. But for employees, this sale offers something more tangible: liquidity before a potential 2026 IPO, expected to take place in New York rather than London.
Expansion and Crypto Push
Revolut’s ambitions go far beyond Europe. The company is working toward a U.S. banking license, which would let it offer lending products nationwide. At the same time, it continues to ramp up its crypto strategy:
- Revolut X, its dedicated crypto exchange app, launched earlier this year.
- The firm is testing a fiat-pegged stablecoin in Latin America.
- New fraud-protection tools for crypto transactions are already in play.
Together, these moves strengthen Revolut’s positioning at the intersection of digital banking and crypto finance, a space where it now rivals and even outpaces Stripe in valuation momentum.
For employees and investors alike, this sale isn’t just about numbers it’s a signal that Revolut is firmly on track to become Europe’s most valuable private tech firm and one of the world’s most closely watched fintechs heading into its IPO countdown.
