March 28, 2025 — Ripple has announced a strategic partnership with African fintech startup Chipper Cash to expand its crypto-powered cross-border payment solutions across the continent. The collaboration is aimed at providing faster, cheaper, and more efficient money transfers to Chipper Cash’s five million users across nine African countries.
In an official blog post, Ripple revealed that the integration will allow Chipper Cash to leverage its blockchain-based payment infrastructure, enabling the seamless flow of money into Africa. This move aligns with Ripple’s broader mission to improve financial inclusion and accessibility through the use of blockchain technology.
“As the global cross-border payments market grows, more institutions like Chipper Cash are tapping into the transformative power of blockchain technology to drive efficiency and innovation,” said Reece Merrick, Ripple’s Managing Director for the Middle East and Africa.
Chipper Cash, known for its mobile app that supports fee-free transfers and payments, will now be able to offer users enhanced remittance capabilities powered by Ripple’s crypto-based solutions. This partnership marks a significant milestone in Ripple’s expansion into emerging markets.
The announcement comes amid Ripple’s continued legal progress with the U.S. Securities and Exchange Commission (SEC). Earlier this month, Ripple and the SEC agreed to drop their respective appeals, reaching a reduced settlement that brought the initially proposed $125 million penalty down to $50 million. Final approval from the Commission and court procedures are still pending to formally conclude the case.
Despite the partnership news, Ripple’s native token XRP is currently trading down 4.15% at $2.36, with a market cap of approximately $137.5 billion.
The Ripple-Chipper Cash collaboration underscores the growing demand for blockchain-powered financial infrastructure in Africa, where mobile-first banking and cross-border payments are rapidly evolving. The integration is expected to play a pivotal role in reducing friction in remittance flows, promoting financial accessibility, and accelerating adoption of blockchain technology across the region.
