{"id":13011,"date":"2025-12-10T17:30:18","date_gmt":"2025-12-10T17:30:18","guid":{"rendered":"https:\/\/cryptonewsdesk.com\/?p=13011"},"modified":"2025-12-10T17:30:22","modified_gmt":"2025-12-10T17:30:22","slug":"visa-survey-shows-ai-and-cryptocurrency-are-reshaping-holiday-shopping-trends","status":"publish","type":"post","link":"https:\/\/cryptonewsdesk.com\/index.php\/2025\/12\/10\/visa-survey-shows-ai-and-cryptocurrency-are-reshaping-holiday-shopping-trends\/","title":{"rendered":"Visa Survey Shows AI and Cryptocurrency Are Reshaping Holiday Shopping Trends"},"content":{"rendered":"\n<p>Visa has released new survey findings showing how rapidly <strong>AI tools and cryptocurrency<\/strong> are transforming the holiday shopping experience, especially among younger consumers. The data highlights a major generational shift, with technology shaping everything from gift discovery to payment choices.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>AI and crypto enter the mainstream<\/strong><\/h3>\n\n\n\n<p>Nearly <strong>50% of U.S. shoppers<\/strong> say they have used AI to support at least one part of their holiday shopping. The most popular use? Finding gift ideas. Meanwhile, cryptocurrency continues to gain cultural traction: <strong>28% of shoppers<\/strong> say they would be happy receiving crypto as a holiday gift, a number that jumps to <strong>45% among Gen Z<\/strong>.<\/p>\n\n\n\n<p>Stablecoins are also quietly moving into the conversation. About <strong>1 in 10 U.S. shoppers<\/strong> believe stablecoins could dominate everyday payments by 2030, and nearly 30% expect increased usage by 2035.<\/p>\n\n\n\n<p>Visa\u2019s Vice President of Consumer Insights, <strong>Bruce Cundiff<\/strong>, summed it up:<br>\u201cShoppers are embracing AI and digital tools at remarkable speed, with Gen Z and younger millennials reimagining commerce from the ground up.\u201d<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Gen Z leads the digital-first shopping revolution<\/strong><\/h3>\n\n\n\n<p>Gen Z is far ahead of older generations when it comes to adopting new shopping technologies. The survey reveals:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>71%<\/strong> use biometric authentication<\/li>\n\n\n\n<li><strong>60%<\/strong> buy gifts from international sellers<\/li>\n\n\n\n<li><strong>44%<\/strong> have made purchases using cryptocurrency<\/li>\n\n\n\n<li><strong>55%<\/strong> shop directly on social platforms<\/li>\n\n\n\n<li><strong>36%<\/strong> prefer digital wallets over physical cards<\/li>\n<\/ul>\n\n\n\n<p>This reinforces Gen Z\u2019s preference for fast, frictionless digital shopping journeys. Globally, <strong>41%<\/strong> of Gen Z respondents also plan to travel more this holiday season, highlighting their increasingly mobile lifestyles.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Shoppers want smart tech but also transparency and security<\/strong><\/h3>\n\n\n\n<p>While AI tools are becoming more common, consumers still value human connection.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>61%<\/strong> prefer speaking to a human for customer service<\/li>\n\n\n\n<li><strong>60%<\/strong> want more transparency about how AI uses their personal data<\/li>\n<\/ul>\n\n\n\n<p>Security concerns remain front and center.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>66%<\/strong> worry that friends or family may fall victim to online scams this season<\/li>\n\n\n\n<li><strong>39%<\/strong> report encountering a scam themselves in the past year<\/li>\n<\/ul>\n\n\n\n<p>These fears emphasize the need for stronger protections as online and AI-powered commerce scales.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Holiday shopping starts earlier as spending increases<\/strong><\/h3>\n\n\n\n<p>Visa\u2019s survey also shows that shoppers are starting their holiday buying earlier than usual, with more than a quarter making purchases <strong>before November<\/strong>. The company forecasts <strong>4.6% year-over-year growth<\/strong> in overall U.S. holiday spending a sign that consumers remain enthusiastic even amid economic uncertainty.<\/p>\n\n\n\n<p>Together, these insights signal a pivotal shift for retail and payments. As AI, crypto, and Gen Z\u2019s digital habits continue reshaping expectations, the future of holiday shopping is set to become more personalized, more global, and more digitally driven than ever before.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Visa has released new survey findings showing how rapidly AI tools and cryptocurrency are transforming the holiday shopping experience, especially among younger consumers. The data highlights a major generational shift, with technology shaping everything from gift discovery to payment choices. AI and crypto enter the mainstream Nearly 50% of U.S. shoppers say they have used&#8230;<\/p>\n","protected":false},"author":3,"featured_media":13016,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[72,63],"tags":[65,933],"class_list":["post-13011","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ai","category-crypto-news","tag-crypto","tag-visa"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Visa Survey Shows AI and Cryptocurrency Are Reshaping Holiday Shopping Trends - Crypto News<\/title>\n<meta name=\"description\" content=\"A new Visa survey reveals that nearly half of U.S. shoppers now use AI tools for holiday shopping and growing numbers are embracing cryptocurrency. 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