{"id":11564,"date":"2025-09-24T18:05:41","date_gmt":"2025-09-24T18:05:41","guid":{"rendered":"https:\/\/cryptonewsdesk.com\/?p=11564"},"modified":"2025-09-24T18:05:58","modified_gmt":"2025-09-24T18:05:58","slug":"the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply","status":"publish","type":"post","link":"https:\/\/cryptonewsdesk.com\/index.php\/2025\/09\/24\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\/","title":{"rendered":"The GENIUS Act Is Reshaping Stablecoins Why Free Banking Comparisons No Longer Apply"},"content":{"rendered":"\n

On July 18, 2025<\/strong>, President Donald Trump signed the GENIUS Act<\/strong> (Guiding and Establishing National Innovation for U.S. Stablecoins Act), creating a legal framework for stablecoin issuers. Barely a month later, the impact is already visible: big tech giants are racing to integrate stablecoins, startups are building stablecoin-focused blockchains, and corporations are even rolling out their own dollar-pegged tokens.<\/p>\n\n\n\n

The law has sparked a wave of innovation while also putting to rest old fears about stablecoins being \u201cwildcat currencies\u201d reminiscent of America\u2019s chaotic Free Banking era.<\/p>\n\n\n\n

Stablecoins and the GENIUS Act<\/h3>\n\n\n\n

Stablecoins are digital assets pegged to stable values, typically the U.S. dollar, and are widely used for remittances, payments, and savings in inflation-hit economies. Unlike Bitcoin, often seen as \u201cdigital gold,\u201d stablecoins are more practical for everyday transactions.<\/p>\n\n\n\n

According to White House \u201cCrypto Czar\u201d David Sacks<\/strong>, stablecoins could reinforce U.S. dollar dominance:<\/p>\n\n\n\n

\n

\u201cStablecoins really have the potential to ensure American dollar dominance internationally, to increase the usage of the U.S. dollar digitally as the world\u2019s reserve currency, and in the process create potentially trillions of dollars of demand for U.S. treasuries.\u201d<\/p>\n<\/blockquote>\n\n\n\n

By requiring issuers to maintain 100% backing and daily redemption rights<\/strong>, the GENIUS Act ensures that every stablecoin in circulation is supported by real U.S. dollars or equivalent assets. This provision not only stabilizes the market but also creates steady demand for U.S. Treasuries.<\/p>\n\n\n\n

The Corporate Stablecoin Boom<\/h3>\n\n\n\n

Even before the law was signed, corporations had started preparing. Apple, Uber, X, and Airbnb all explored stablecoin integration<\/strong> in anticipation of regulatory clarity. Since then, momentum has exploded:<\/p>\n\n\n\n

    \n
  • Dedicated stablecoin blockchains<\/strong> \u2013 Circle is building Arc<\/strong>, Stripe is working on Tempo<\/strong>, and new players like Stable and Plasma are entering the race.<\/li>\n\n\n\n
  • Corporate-issued stablecoins<\/strong> \u2013 Walmart, Meta, and Amazon are developing their own tokens, while Soci\u00e9t\u00e9 G\u00e9n\u00e9rale, Revolut, and Fiserv have joined the wave.<\/li>\n\n\n\n
  • Banking sector pilots<\/strong> \u2013 Wells Fargo, Citigroup, JPMorgan, and Bank of America are exploring a joint stablecoin project<\/strong>.<\/li>\n<\/ul>\n\n\n\n

    This explosion of activity shows that the GENIUS Act didn\u2019t just regulate stablecoins it unlocked an entirely new financial sector<\/strong>.<\/p>\n\n\n\n

    Free Banking Comparisons Still Relevant?<\/h3>\n\n\n\n

    For years, critics compared stablecoins to the 19th-century Free Banking era<\/strong>, when private banks issued their own currencies backed by gold. Some of these so-called \u201cwildcat banknotes\u201d became unreliable, sparking fears that stablecoins might suffer the same fate.<\/p>\n\n\n\n

    But many experts now argue the GENIUS Act changes everything. Crypto investor Nic Carter<\/strong> noted:<\/p>\n\n\n\n

    \n

    \u201cThe specific reasons that free banks failed in the U.S. are today addressed with stablecoins, especially in the post-GENIUS regime. The lessons of free banking actually vindicate stablecoins rather than diminish them.\u201d<\/p>\n<\/blockquote>\n\n\n\n

    Others, like Bitwise CIO Matt Hougan<\/strong>, dismissed alarmist takes outright. He explained that unlike wildcat banknotes, stablecoins can be redeemed instantly online, trade globally on exchanges, and remain strictly backed by safe assets.<\/p>\n\n\n\n

    State-regulated issuers are capped at $10 billion, while federally regulated issuers dominate the market, providing further protection for holders.<\/p>\n\n\n\n

    A Positive Shift in Narrative<\/h3>\n\n\n\n

    The GENIUS Act has flipped the conversation. Where once critics warned of instability, the focus has shifted to innovation, adoption, and financial integration<\/strong>. With Mastercard and other payment networks preparing stablecoin integrations, the digital dollar era looks closer than ever.<\/p>\n\n\n\n

    Still, one month is early days. The long-term success of corporate blockchains, bank-issued stablecoins, and consumer adoption will depend on execution. But one thing is clear: the GENIUS Act has transformed stablecoins from a regulatory gray area into a cornerstone of the financial future<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"

    On July 18, 2025, President Donald Trump signed the GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins Act), creating a legal framework for stablecoin issuers. Barely a month later, the impact is already visible: big tech giants are racing to integrate stablecoins, startups are building stablecoin-focused blockchains, and corporations are even rolling out…<\/p>\n","protected":false},"author":3,"featured_media":11577,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[63,70],"tags":[575,959,175],"class_list":["post-11564","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-crypto-news","category-finance","tag-banking","tag-genius-act","tag-stablecoin"],"yoast_head":"\nThe GENIUS Act Is Reshaping Stablecoins Why Free Banking Comparisons No Longer Apply - Crypto News<\/title>\n<meta name=\"description\" content=\"The GENIUS Act reshapes stablecoins with clear rules, fueling corporate adoption and ending free banking fears. A new era of digital dollars begins.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cryptonewsdesk.com\/index.php\/2025\/09\/24\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The GENIUS Act Is Reshaping Stablecoins Why Free Banking Comparisons No Longer Apply - Crypto News\" \/>\n<meta property=\"og:description\" content=\"The GENIUS Act reshapes stablecoins with clear rules, fueling corporate adoption and ending free banking fears. A new era of digital dollars begins.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cryptonewsdesk.com\/index.php\/2025\/09\/24\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\/\" \/>\n<meta property=\"og:site_name\" content=\"Crypto News\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-24T18:05:41+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-24T18:05:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cryptonewsdesk.com\/wp-content\/uploads\/2025\/09\/31-14-1024x576.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"576\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Digital Vibe\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Digital Vibe\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/cryptonewsdesk.com\\\/index.php\\\/2025\\\/09\\\/24\\\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cryptonewsdesk.com\\\/index.php\\\/2025\\\/09\\\/24\\\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\\\/\"},\"author\":{\"name\":\"Digital Vibe\",\"@id\":\"https:\\\/\\\/cryptonewsdesk.com\\\/#\\\/schema\\\/person\\\/56afc0b5a42e13762ccad410f131f96a\"},\"headline\":\"The GENIUS Act Is Reshaping Stablecoins Why Free Banking Comparisons No Longer Apply\",\"datePublished\":\"2025-09-24T18:05:41+00:00\",\"dateModified\":\"2025-09-24T18:05:58+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/cryptonewsdesk.com\\\/index.php\\\/2025\\\/09\\\/24\\\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\\\/\"},\"wordCount\":594,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/cryptonewsdesk.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/cryptonewsdesk.com\\\/index.php\\\/2025\\\/09\\\/24\\\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cryptonewsdesk.com\\\/wp-content\\\/uploads\\\/2025\\\/09\\\/31-14.png\",\"keywords\":[\"banking\",\"genius act\",\"stablecoin\"],\"articleSection\":[\"Crypto News\",\"Finance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/cryptonewsdesk.com\\\/index.php\\\/2025\\\/09\\\/24\\\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/cryptonewsdesk.com\\\/index.php\\\/2025\\\/09\\\/24\\\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\\\/\",\"url\":\"https:\\\/\\\/cryptonewsdesk.com\\\/index.php\\\/2025\\\/09\\\/24\\\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\\\/\",\"name\":\"The GENIUS Act Is Reshaping Stablecoins Why Free Banking Comparisons No Longer Apply - Crypto News\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cryptonewsdesk.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/cryptonewsdesk.com\\\/index.php\\\/2025\\\/09\\\/24\\\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/cryptonewsdesk.com\\\/index.php\\\/2025\\\/09\\\/24\\\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cryptonewsdesk.com\\\/wp-content\\\/uploads\\\/2025\\\/09\\\/31-14.png\",\"datePublished\":\"2025-09-24T18:05:41+00:00\",\"dateModified\":\"2025-09-24T18:05:58+00:00\",\"description\":\"The GENIUS Act reshapes stablecoins with clear rules, fueling corporate adoption and ending free banking fears. A new era of digital dollars begins.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/cryptonewsdesk.com\\\/index.php\\\/2025\\\/09\\\/24\\\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/cryptonewsdesk.com\\\/index.php\\\/2025\\\/09\\\/24\\\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/cryptonewsdesk.com\\\/index.php\\\/2025\\\/09\\\/24\\\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\\\/#primaryimage\",\"url\":\"https:\\\/\\\/cryptonewsdesk.com\\\/wp-content\\\/uploads\\\/2025\\\/09\\\/31-14.png\",\"contentUrl\":\"https:\\\/\\\/cryptonewsdesk.com\\\/wp-content\\\/uploads\\\/2025\\\/09\\\/31-14.png\",\"width\":1920,\"height\":1080,\"caption\":\"Genius act\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/cryptonewsdesk.com\\\/index.php\\\/2025\\\/09\\\/24\\\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/cryptonewsdesk.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"The GENIUS Act Is Reshaping Stablecoins Why Free Banking Comparisons No Longer Apply\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/cryptonewsdesk.com\\\/#website\",\"url\":\"https:\\\/\\\/cryptonewsdesk.com\\\/\",\"name\":\"Crypto News\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/cryptonewsdesk.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/cryptonewsdesk.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/cryptonewsdesk.com\\\/#organization\",\"name\":\"Crypto News\",\"url\":\"https:\\\/\\\/cryptonewsdesk.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/cryptonewsdesk.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/cryptonewsdesk.com\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/Crypto-NEWS.png\",\"contentUrl\":\"https:\\\/\\\/cryptonewsdesk.com\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/Crypto-NEWS.png\",\"width\":500,\"height\":500,\"caption\":\"Crypto News\"},\"image\":{\"@id\":\"https:\\\/\\\/cryptonewsdesk.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/company\\\/crypto-news-desk\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/cryptonewsdesk.com\\\/#\\\/schema\\\/person\\\/56afc0b5a42e13762ccad410f131f96a\",\"name\":\"Digital Vibe\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/37e93c2e55bfd306b5f3247c0ce7dba6687533106a6330857687e3dcd20fc018?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/37e93c2e55bfd306b5f3247c0ce7dba6687533106a6330857687e3dcd20fc018?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/37e93c2e55bfd306b5f3247c0ce7dba6687533106a6330857687e3dcd20fc018?s=96&d=mm&r=g\",\"caption\":\"Digital Vibe\"},\"url\":\"https:\\\/\\\/cryptonewsdesk.com\\\/index.php\\\/author\\\/digital-vibe\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"The GENIUS Act Is Reshaping Stablecoins Why Free Banking Comparisons No Longer Apply - Crypto News","description":"The GENIUS Act reshapes stablecoins with clear rules, fueling corporate adoption and ending free banking fears. A new era of digital dollars begins.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cryptonewsdesk.com\/index.php\/2025\/09\/24\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\/","og_locale":"en_US","og_type":"article","og_title":"The GENIUS Act Is Reshaping Stablecoins Why Free Banking Comparisons No Longer Apply - Crypto News","og_description":"The GENIUS Act reshapes stablecoins with clear rules, fueling corporate adoption and ending free banking fears. A new era of digital dollars begins.","og_url":"https:\/\/cryptonewsdesk.com\/index.php\/2025\/09\/24\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\/","og_site_name":"Crypto News","article_published_time":"2025-09-24T18:05:41+00:00","article_modified_time":"2025-09-24T18:05:58+00:00","og_image":[{"width":1024,"height":576,"url":"https:\/\/cryptonewsdesk.com\/wp-content\/uploads\/2025\/09\/31-14-1024x576.png","type":"image\/png"}],"author":"Digital Vibe","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Digital Vibe","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/cryptonewsdesk.com\/index.php\/2025\/09\/24\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\/#article","isPartOf":{"@id":"https:\/\/cryptonewsdesk.com\/index.php\/2025\/09\/24\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\/"},"author":{"name":"Digital Vibe","@id":"https:\/\/cryptonewsdesk.com\/#\/schema\/person\/56afc0b5a42e13762ccad410f131f96a"},"headline":"The GENIUS Act Is Reshaping Stablecoins Why Free Banking Comparisons No Longer Apply","datePublished":"2025-09-24T18:05:41+00:00","dateModified":"2025-09-24T18:05:58+00:00","mainEntityOfPage":{"@id":"https:\/\/cryptonewsdesk.com\/index.php\/2025\/09\/24\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\/"},"wordCount":594,"commentCount":0,"publisher":{"@id":"https:\/\/cryptonewsdesk.com\/#organization"},"image":{"@id":"https:\/\/cryptonewsdesk.com\/index.php\/2025\/09\/24\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\/#primaryimage"},"thumbnailUrl":"https:\/\/cryptonewsdesk.com\/wp-content\/uploads\/2025\/09\/31-14.png","keywords":["banking","genius act","stablecoin"],"articleSection":["Crypto News","Finance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/cryptonewsdesk.com\/index.php\/2025\/09\/24\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/cryptonewsdesk.com\/index.php\/2025\/09\/24\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\/","url":"https:\/\/cryptonewsdesk.com\/index.php\/2025\/09\/24\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\/","name":"The GENIUS Act Is Reshaping Stablecoins Why Free Banking Comparisons No Longer Apply - Crypto News","isPartOf":{"@id":"https:\/\/cryptonewsdesk.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/cryptonewsdesk.com\/index.php\/2025\/09\/24\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\/#primaryimage"},"image":{"@id":"https:\/\/cryptonewsdesk.com\/index.php\/2025\/09\/24\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\/#primaryimage"},"thumbnailUrl":"https:\/\/cryptonewsdesk.com\/wp-content\/uploads\/2025\/09\/31-14.png","datePublished":"2025-09-24T18:05:41+00:00","dateModified":"2025-09-24T18:05:58+00:00","description":"The GENIUS Act reshapes stablecoins with clear rules, fueling corporate adoption and ending free banking fears. A new era of digital dollars begins.","breadcrumb":{"@id":"https:\/\/cryptonewsdesk.com\/index.php\/2025\/09\/24\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/cryptonewsdesk.com\/index.php\/2025\/09\/24\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cryptonewsdesk.com\/index.php\/2025\/09\/24\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\/#primaryimage","url":"https:\/\/cryptonewsdesk.com\/wp-content\/uploads\/2025\/09\/31-14.png","contentUrl":"https:\/\/cryptonewsdesk.com\/wp-content\/uploads\/2025\/09\/31-14.png","width":1920,"height":1080,"caption":"Genius act"},{"@type":"BreadcrumbList","@id":"https:\/\/cryptonewsdesk.com\/index.php\/2025\/09\/24\/the-genius-act-is-reshaping-stablecoins-why-free-banking-comparisons-no-longer-apply\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/cryptonewsdesk.com\/"},{"@type":"ListItem","position":2,"name":"The GENIUS Act Is Reshaping Stablecoins Why Free Banking Comparisons No Longer Apply"}]},{"@type":"WebSite","@id":"https:\/\/cryptonewsdesk.com\/#website","url":"https:\/\/cryptonewsdesk.com\/","name":"Crypto News","description":"","publisher":{"@id":"https:\/\/cryptonewsdesk.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/cryptonewsdesk.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/cryptonewsdesk.com\/#organization","name":"Crypto News","url":"https:\/\/cryptonewsdesk.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cryptonewsdesk.com\/#\/schema\/logo\/image\/","url":"https:\/\/cryptonewsdesk.com\/wp-content\/uploads\/2025\/04\/Crypto-NEWS.png","contentUrl":"https:\/\/cryptonewsdesk.com\/wp-content\/uploads\/2025\/04\/Crypto-NEWS.png","width":500,"height":500,"caption":"Crypto News"},"image":{"@id":"https:\/\/cryptonewsdesk.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.linkedin.com\/company\/crypto-news-desk"]},{"@type":"Person","@id":"https:\/\/cryptonewsdesk.com\/#\/schema\/person\/56afc0b5a42e13762ccad410f131f96a","name":"Digital Vibe","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/37e93c2e55bfd306b5f3247c0ce7dba6687533106a6330857687e3dcd20fc018?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/37e93c2e55bfd306b5f3247c0ce7dba6687533106a6330857687e3dcd20fc018?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/37e93c2e55bfd306b5f3247c0ce7dba6687533106a6330857687e3dcd20fc018?s=96&d=mm&r=g","caption":"Digital Vibe"},"url":"https:\/\/cryptonewsdesk.com\/index.php\/author\/digital-vibe\/"}]}},"_links":{"self":[{"href":"https:\/\/cryptonewsdesk.com\/index.php\/wp-json\/wp\/v2\/posts\/11564","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cryptonewsdesk.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cryptonewsdesk.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cryptonewsdesk.com\/index.php\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/cryptonewsdesk.com\/index.php\/wp-json\/wp\/v2\/comments?post=11564"}],"version-history":[{"count":1,"href":"https:\/\/cryptonewsdesk.com\/index.php\/wp-json\/wp\/v2\/posts\/11564\/revisions"}],"predecessor-version":[{"id":11565,"href":"https:\/\/cryptonewsdesk.com\/index.php\/wp-json\/wp\/v2\/posts\/11564\/revisions\/11565"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cryptonewsdesk.com\/index.php\/wp-json\/wp\/v2\/media\/11577"}],"wp:attachment":[{"href":"https:\/\/cryptonewsdesk.com\/index.php\/wp-json\/wp\/v2\/media?parent=11564"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cryptonewsdesk.com\/index.php\/wp-json\/wp\/v2\/categories?post=11564"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cryptonewsdesk.com\/index.php\/wp-json\/wp\/v2\/tags?post=11564"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}